India · you are the Data Fiduciary
5 of 6 answered from the record. 1 obligation still open. 2 more are outside the record — real obligations that no runtime log can evidence, listed rather than counted.
| Obligation | What proves it | Status |
|---|---|---|
| Anyone an agent calls is told they are speaking to a machine.§5 | A disclosure event at the start of every call, provable per call.2 of 2 calls disclosed · #6, #12 | Satisfiedfrom the record |
| The record of who touched personal data cannot be altered — including by us.§8(5) | Append-only storage, hash-chained, countersigned every five minutes.4827 actions · 184 checkpoints, 180 countersigned · #0 | Satisfiedfrom the record |
| The chain is the timeline; the export is the intimation's attachment.2 runs reconstructable end to end |
| Satisfiedfrom the record |
| Every complaint reaches a named person, and their decision is on the record.§13 | Approvals are released by a person, never by a service account.released by dev@lender.io · #20, #50, #57, #73 | Satisfiedfrom the record |
| A decision against a person records why, in a form somebody can read.§8(4) | The adverse-decision rule refuses the action when the reason is missing.537 of 716 decisions carry no reason · #8, #9, #13, #38 · Arm the adverse-decision rule. | Openfrom the record |
| Your annual audit receives a file rather than a questionnaire.§10 | One export, timestamped by an independent authority, checkable without an account.184 checkpoints · 180 countersigned | Satisfiedfrom the record |
| No agent acts on a child's data without verifiable parental consent.§9 | A rule can watch for it — but who is a child is your data, not ours.Needs an age signal this product does not hold. | Outside the recordnothing here can answer it |
| Consent was obtained, and can be withdrawn as easily as it was given.§6 | Consent management is upstream of every action here.Held in your consent manager. | Outside the recordnothing here can answer it |