See what runs before an action, what it can stop, and what fired today.
Tenant-level halt. Forbid-wins over everything.
EU AI Act Art 14 human oversight; financial supervision.
Colorado SB 26-189 — adverse decisions carry a reason and a reviewer.
Deny-by-default tool scope, bounded by the invoking user's own rights.
The runaway-loop guard. A ceiling reports the damage; burn rate stops it in the first minute.
Runaway-loop and spend guard. The FinOps rule that is also a compliance control.
Consequential decisions are held for a named human, carry a reason the record can show, and a run that will not stop is stopped.
European Union · high-risk obligations apply 2 December 2027
Review each rule before enforcing.
When the action is one of credit_decision, loan_decision, hiring_decision, insurance_decision, benefits_decision, housing_decision, education_decision, medical_triage, adverse_decision and an approval is missing, hold the action for a named human (monitoring only — nothing is blocked).
When the action is one of credit_decision, loan_decision, hiring_decision, insurance_decision, benefits_decision, housing_decision, education_decision, medical_triage, adverse_decision and the reason is missing, refuse the action (monitoring only — nothing is blocked).
When the loop count is above 200, refuse the action (monitoring only — nothing is blocked).
Trade instructions and customer communications wait for a principal; account changes carry a reason; the record is the books.
United States broker-dealers · in force today; SEC 17a-4 retention alongside
An adverse decision about a person states its reasons, reaches a human with authority to override, and a consumer's appeal reaches one too.
Colorado · effective 1 January 2027 · replaces the repealed SB 24-205